Friday, 29 December 2017

This is why you aren't able to reserve a Tatkal berth on IRCTC website

If you have to run after a travel agent each time you are unable to book a berth under the Tatkal scheme, then perhaps you have been conned by this CBI official.

Have you tried booking a ticket on Tatkal rail quota through the IRCTC website? Have you ever successfully secured a confirmed berth? The answer is mostly no. Ever wondered why?

The Central Bureau of Investigation (CBI) has an answer now as to why a passenger booking through his account hardly gets a ticket confirmed under Tatkal but an agent always does.

Assistant Programmer of CBI Ajay Garg, who joined the organisation in 2012, has been arrested by the agency for developing an illicit software named Neo which allowed him to book 800-1,000 tickets at one go.

The arrest has once again exposed the scam that had plagued the India Railways booking system due to which a passenger hardly ever is able to confirm tickets under Tatkal.

Garg and his agents were running this racket for the past one year and were looting public money.


MODUS OPERANDI EXPLAINED
  • Passengers looking to book Tatkal tickets would reach out to travel agents after their failed attempt to secure a berth.
  • Accordingly, they would pay the premium to the agent.
  • The travel agents would then approach Garg and his men to further book the required number of berths through the fake website.
  • These travel agents would charge anything between Rs 50 and Rs 5,000 as commission from the passengers for a confirmed ticket.  
  • Having worked with the IRCTC as a developer from 2007-2011, Garg had full knowledge of the functioning of the website along with the loopholes and vulnerabilities in the software. This helped him loot the Railways and the common man alike.


CASE REGISTERED
A case has been registered against Garg and others on allegations of criminal conspiracy, offences related to unauthorised access and damage to compute/computer system and running unauthorised business of procuring and supplying railway tickets, and criminal misconduct.

Garg also distributed this software to railway ticket booking agents and travel operators for a hefty sum, said a CBI official in a statement.

Investigations further revealed that Garg and his men amassed huge wealth from this and also received money from dealers through bitcoins and hawala networks.

According to the CBI, "Raids in 14 places including Delhi, Mumbai and Jaunpur have led to the recovery of almost Rs 89.42 lakh in cash, gold jewellery estimated at Rs 61.29 lakh including two gold bars weighing 1kg each, 15 laptops among other equipment."

The accused were today produced before the court and have been sent to police custody till January 5.

On the arrests made, CBI spokesperson Abhishek Dayal said, "The case is in line with CBI directors' policy of having a robust internal mechanism of ensuring probity and having zero tolerance towards corruption."

(Source: India Today)

6-year-old dubbed ‘most beautiful girl in the world’

A six-year-old model from Russia has been dubbed the new “most beautiful girl in the world.”

Blue-eyed Anastasia Knyazeva is being hailed as the new Thylane Blondeau, who became the youngest model to star in French Vogue when she was 10.

Knyazeva has already starred in several advertising campaigns for big-name Russian brands, including Chobi Kids, and has an incredible 523,000 Instagram followers who marvel at her doll-like features.

Knyazeva’s social media account is run by her mom Anna, who has been uploading pictures of her adorable daughter since July 2015, when she was just four years old.


The pretty youngster, who is represented by President Kids Management, regularly attracts dozens of admiring comments.

One wrote on one of her photos: “OMG… I think she is the most beautiful girl on the earth!!” while another posted: “What a beautiful eyes.”

And one wrote: “Omg. This is the most beautiful girl I have ever seen. Her eyes.”

In October last year, Knyazeva was voted the face of Little Miss Aoki, a line from luxury couture fashion house Mischka Aoki.

Some reckon she’ll follow in the footsteps of Russian model Irina Shayk, who became a household name in 2007 when her face represented the brand Intimissimi.

(Source: NY Post)

How China's first emperor searched for elixir of life

China's first emperor launched an obsessive search for the elixir of life before dying aged 49 in 210 BCE, new archaeological research has revealed.

Qin Shi Huang, who created the world-famous terracotta army, ordered a nationwide hunt for the mythical potion.

The quest is mentioned in 2000-year-old texts written on thousands of wooden slats - used in China before paper.

They were found in 2002 at the bottom of a well in central Hunan province.

The terracotta warriors date from the time of Emperor Qin Shi Huang
The writings contain an executive order issued by the emperor, and assorted awkward replies from regional governments who had failed to find the key to eternal life.

One locality, Langya, apparently believed that "an herb collected from an auspicious local mountain" could fit the bill.

Qin Shi Huang's terracotta warriors were further evidence of how seriously he took mortality. The 8,000 soldiers depicted his armies, including horses and chariots.

When he died, they were arranged in his huge mausoleum to protect the emperor in the afterlife.


(Source: BBC)

Thursday, 28 December 2017

Anshu Jamsenpa: The first woman to climb Mount Everest twice in 5 days

Most people don't make it to the top of the world once.

But mother-of-two Anshu Jamsenpa, aged 38, has done it five times, all from the South Col route on the Nepalese side of Mount Everest -- an incredible feat for any mountaineer.

This year, she broke a world record and made global headlines when she became the first woman to conquer the 29,028-feet-tall (8,848 meter) Himalayan giant twice in five days -- first on May 16, and then again on May 21.

Jamsenpa was born in Dirang, a remote mountain town in the north-west Indian district of Arunachal Pradesh, which borders Bhutan and Tibet
Astonishingly, this wasn't her first double ascent on a single trip.

In 2011, Jamsenpa summited the tallest mountain in the world on May 12 and May 21. She subsequently made a single summit in 2013.

Jamsenpa attributes her amazing achievements to the connection climbing Everest gives her to her faith.

"I always think that I am very close to god, I am getting a blessing," Jamsenpa tells CNN of her emotional state while on the mountain. "I only feel that whenever I am at the top."

Jamsenpa was born in Dirang, a remote mountain town in the north-west Indian district of Arunachal Pradesh, which borders Bhutan and Tibet.

Small-town life had its advantages. "You're surrounded by nature," remembers Jamsenpa, referring to nearby Bomdila where she moved to as a child. Yet she also says the area was lacking in exposure to the outside world and opportunities.

The daughter of an Indo Tibetan Border Police officer father and nurse mother, Jamsenpa had three older sisters and a younger brother. She says she always knew she was different.


"When I was small, my family used to watch TV in one room, and I would go to another room, sit quietly, draw the curtains and listen to music. I used to think differently."

While Jamsenpa grew up dreaming of becoming a journalist, she didn't attend university.

Rather, on her 16th birthday, she met future husband Tsering Wange, and fate steered her down a different path.

The week before at his family bakery, Wange had taken a cake order, requesting the text "Happy birthday Anshu Jampsenpa" written on it. He was curious about the girl with the unusual name.

"He called up my cousin (who had placed the order), and she invited him to my birthday party. He said: 'Yes, definitely -- I will come, and bring the cake myself.' So, that's how we met."

In 2000, when Jamsenpa was 21, they got married.

Business savvy
It was Wange's entrepreneurial spirit that nudged Jamsenpa towards Everest.

In Bomdila, he founded a travel agency which organizes trekking expeditions in Northeast India and Bhutan, called Himalayan Holidays.

After Jamsenpa fell pregnant with their second daughter, in 2003, she began working for her husband's travel business full-time.

"When I started doing the accounting, I realized he was running the business at a loss," she says. "He was a workaholic, he just had to work -- but he never maintained the accounts."

Despite being president of the All Arunachal Pradesh Mountaineering and Adventure Sports Association, Wange had "never had the opportunity" to do any climbing himself, but Jamsenpa was hands-on.

Jamsenpa trained for two years before her first attempt at climbing the Everest.
She started taking clients on trekking and river-crossing expeditions around the Himalayas.

During one expedition, a customer suggested that she train professionally.

"He told me: 'You have the courage, and your fitness (level) is also very good -- so why don't you go for a professional course?'

"After that, I immediately I went for an advanced adventure course. Once I started, I never looked back."

Record-breaking summits
In 2009, Jamsenpa had the idea to climb Everest, and began two years of intense training, attending courses aimed at those wanting to climb the world's highest mountain.

"I did all kinds of training -- running, gym, yoga, aerobics, hiking," she says. She also scaled numerous peaks, including Nepal Peak from Sikkim in 2010.

In 2011, joining a group of nine climbers, Jamsenpa headed to Everest. She says she didn't feel nervous about the trip, because she didn't mentally have time to worry.

"Everything happened at the last moment. I didn't have much time to prepare for this expedition, because I was working on (getting) sponsorship," she says.

"I reached base camp and couldn't register in my mind that I had actually planned to climb Everest."

The biggest challenge, she says, was leaving behind her two daughters, then aged 5 and 10 years old.
I reached base camp and couldn't register in my mind that I had actually planned to climb Everest.

"(Leaving them) was the hardest part ... What I decided was this was a time, in my absence, for them to bond with their father."

Jamsenpa made her attempt from the South Col, which sits on the Nepalese side, rather than the North Ridge, which begins within Tibetan borders. "I can't climb from the north side, because we have a visa problem with China. That is why I went from Nepal side," she explains.

Both the North and South Col routes house camps at varying heights, where climbers acclimatize and refuel. On the South Col, the route that Jamsenpa has taken on all five of her ascents, Base Camp is located at 17,600 feet (5,364 meters), and there are a further five camps until climbers make their bid for the top.

Realizing a dream
It was at high altitude that Jamsenpa made perhaps the boldest decision of her life: to try a double ascent of Everest.

The idea was born when Jamsenpa -- unsure of how she was doing -- sought repeated reassurance from her Sherpa guide.

"I was used to asking: 'Do you think I would be able to summit?'"

Despite her insecurities, she was acing the climb.

So much so that at Camp Three of her first ascent, 23,500 feet (7,163 meters) above sea level, her Sherpa raised the idea of a second ascent from Everest Base Camp.

Anshu Jamsenpa completed her second ascent to the top of Mount Everest this year on May 21.
She says he told her, "OK ma'am, not only can you climb once, but you can climb twice."

"The idea clicked from there," says Jamsenpa.

Ten days after her initial summit, she was back on top of Everest. Of all five summits she's made in her lifetime, Jamsenpa says the second one in 2011 was the easiest by far.

"The weather was very good, that made the climb easy," she remembers. "I reached the top five times, but that was the best weather I got. It was so beautiful. It was so clear. It made my climb very easy. It took six hours from South Col to summit."

Jamsenpa says the idea to do a double ascent came from her sherpa, during her very first climb
How did it feel to be on top of the world?

"I was totally blank (when up there) -- I didn't know how things looked," she says.

It was while descending she had a special moment.

"During my first summit, when I was coming back, the weather was bad so I wanted to descend quickly," she remembers.

"I was trekking down and suddenly saw a view of the South Col. I was shocked, because the view -- that picture -- I had seen it in my dreams."

Long way to the top
While her 2011 achievement was incredible, it didn't get her in the record books.

That honor went to Chhurim Sherpa, the Nepali climber who took the record as the first woman to climb Everest twice in 2012.

Jamsenpa claims that Chhurim Sherpa officially broke the record first due to politics: the Nepali authorities processed the paperwork of the homegrown climber before that of Jamsenpa, a foreigner.

Jamsenpa receives medals from the Nepalese government after her first double ascent -- on May 12 and 21, in 2011.
Whatever the reason, Chhurim had made her double ascent from Everest Base Camp inside a week -- faster than Jamsenpa's 2011 achievement.

Jamsenpa says she was slowed down that year, due to the time it took to process the paperwork for her unplanned second ascent.

Determined to beat Chhurim's record, Jamsenpa returned to Everest in 2013. "My plan was to do it in less than one week," she says.

However, Jamsenpa couldn't get permission from the Nepal government that year to summit twice, so settled for one summit, becoming the only female Indian mountaineer to climb the world's highest peak three times.

In 2014, she attempted another double ascent -- but the devastating avalanche in April that year, which claimed the lives of 16 sherpas, ended the climbing season.

In 2015, the Nepal earthquake thwarted her ambition.

Scaling the mountain
That Everest is a perilously dangerous mountain to scale has not escaped Jamsenpa.

Sixty-three sherpas and 111 climbers died on Everest between 1990 and 2016, according to the Himalaya Database.

"You're putting your life at risk for (Everest) each time," she acknowledges.

For Jamsenpa, the tragedy isn't an abstract idea. She's seen it firsthand, both on her second second summit earlier this year, and in 2011, when she came across dead bodies from previous expeditions.

I felt really heavy. It took me some time to overcome that.

"During my second summit this year, I saw someone who was dying -- they were in a critical condition. I felt bad, and then I felt like crying," she remembers.

"But then I motivated myself and said: 'No, this is not going to work. If you cry ... you lose your energy. You are not going to gain anything.'"

Reluctant to leave the climber, Jamsenpa asked her Sherpa what could be done. It was too late.

"I looked back at him, and he was already dead."

"After my summit, I felt really heavy. It took me some time to overcome that," she says.

Finally, success
Before setting out on her expedition this year, Anshu met with the Dalai Lamma in Guwahati, Assam, in India, to receive a blessing from the Buddhist leader.

She describes the experience as "the most beautiful moment in my whole life."

After taking 38 days to acclimatize at Base Camp (at 17,600 ft), on April 4 she began her main journey. On May 16 she unfurled the Indian flag atop Everest.

Three days later, she began her second climb.

On May 21, Jamsenpa safely achieved her dream: she broke the record for the fastest double ascent of Everest by a woman, in five days.

Jamsenpa meets India's Prime Minister Narendra Modi
It hadn't been easy.

"This year, I found it more difficult, because the weather was very bad," she says. "And there were so many people there -- there was traffic."

It didn't help that during her first summit this year she had issues with her oxygen mask: "I ended up losing a lot of energy."

Despite suffering from the effects of a malfunctioning oxygen mask, Jamsenpa managed to break her own record with her double ascent in 2017.

Her body was still feeling the effects of that record-breaking climb more than a month after her return.

"I didn't feel pain when I was up there, but I can feel the pain now -- when you get up, you can feel it. It's on my right leg, both knees and ankles."

Climbing Everest is not just physically challenging, it's a financial feat, too, with Jamsenpa paying $35,000 for each ascent in 2011. She raised the money by asking for sponsorship from the Indian government, and selling land she and Wange owned.

This year, her climb was supported by a spread of sponsors, including the State Bank of India, her profile as a climber in India helped her gain support.

Inspiring women
Jamsenpa has received accolades including Woman Achiever of the Year 2012 from the Federation of Indian Chamber of Commerce & Industry, and was in 2012 decorated with Arunachal Pradesh State Gold Medal.

But she has also faced criticism as a mother and wife for undertaking such a risky path.

"(People) used to tell me: 'Why are you wasting your money, time and energy?'" she says. "(They were) telling my husband: 'Why did you allow your wife to go? She might leave you!'"

Jamsenpa and her husband travel frequently --
although they still have a base in Bomdila, India
But Jamsenpa believes there are more people who are inspired by her achievements, than who are critical of them.

"So many people come to me and say, 'You've inspired us. How do we go?' They're asking for advice, not just on mountaineering -- also in other fields. They say: 'If you can climb mountains, why can't we build things?'"

Her own family has always been supportive.

"My daughters know what I'm doing. And they're very happy and proud. I told them: 'If something happened to me, you should be happy.'"

Jamsenpa would have died fulfilled and fearless.

(Source: CNN)

ICICI officials accused of tricking hundreds into buying insurance instead of FD schemes

Rajasthan’s state police special operations group is investigating multiple company officials for misleading customers and violating IRDAI norms.

The Rajasthan police’s special operations group (SOG) is investigating multiple ICICI bank and ICICI Prudential officials for allegedly duping hundreds of unsuspecting consumers into buying insurance policies whose premiums they could barely afford.

When Sohandas, a 75-year-old farmer from Udaipur, sold the only piece of land he owned, he hoped the money would help him and his 65-year-old wife with financial security during old age. After building a small house, he deposited the rest of his money (Rs 7,50,000) in a fixed deposit at ICICI bank’s Udaipur branch.

“Nine months later, I started receiving calls from Mumbai asking me to deposit another Rs 7,50,000, failing which I’d lose my original deposit. When I showed the bank documents to a lawyer, I was told it was an insurance policy, which required me to deposit the same amount every year”.

“I don’t know what to do now,” he said. “Both my wife and I are too old to find labour jobs. We have medical bills of Rs 5-7,000 every month. We don’t have 7.5 lakh rupees to deposit every year”.

Sohandas, however, is not alone. There are hundreds like him – a labourer who was relieved of the insurance money she received upon her husband’s death; a government employee whose gratuity melted away; a poor farmer whose agricultural loan was appropriated.

The victims include farmers, labourers and senior citizens from rural areas of southern Rajasthan, including beneficiaries of central government schemes like the Kisan Credit Card and MGNREGA, all of who were duped by officials from ICICI bank into buying insurance policies with huge recurring annual premiums, the police says.

Tulsiram And Pyaribai Regar (right), who were customers of ICICI Prudential Life Insurance. Credit: Special Arrangement.
In a preliminary probe, the special operations group (SOG) of the Rajasthan police established the existence of this  fraud following a complaint by a whistleblower, Nitin Balchandani, an ex-employee of ICICI Prudential.

Subsequently, in November, the SOG launched a full-fledged investigation, booking company officials for cheating, forging documents, criminal conspiracy and criminal breach of trust.

An FIR was registered in the same month under sections 420 (fraud), 467, 468, 471 (forgery), 406 (criminal breach of trust) and 120B (criminal conspiracy) of the Indian Penal Code. The FIR, a copy of which The Wire has accessed, specifically names Rohit Saini (Regional Manager, ICICI Prudential, Udaipur), Kamlesh Mehta (Financial Services Consultant, ICICI Prudential Udaipur), Deepak Agarwal (Sales officer, ICICI bank Udaipur) and Satish Kumar Dangi (ICICI employee).

According to the SOG investigation, the bank and its officials misled consumers and violated regulatory norms issued by the Insurance Regulatory and Development Authority of India (IRDAI).

“These banks and insurance firms have unrealistic monthly targets. In this case, whenever they gave out loans to farmers or other vulnerable applicants, they put a substantial part of the money in insurance policies with recurring premium. In some cases, they put the entire loan amount in such policies. The farmer has no idea. It’s a comprehensive fraud,” inspector general of police (SOG) Dinesh M.N. told The Wire.

Bholi Bai, a wage labourer under MGNREGA, wanted to put the insurance money she received at her husband’s death into a fixed deposit. The officials at ICICI bank’s Kelwa branch sold her an insurance policy instead.

Bholi, a MGNREGA labourer earning about Rs 3000 a month, thought her money was safe in a FD since she believed “bank mein kuch galat nahin hota (the bank could do no wrong)”.

Bholi Bai, a daily wage labourer. Credit: Special Arrangement.
“I got insurance of Rs 1,00,000 at my husband’s death. I wanted an FD but the bank put my money into an insurance policy. I realised it months later when my mamaji (uncle) saw the bank documents. When I approached them, they told me I had to deposit Rs 50,000 every year only then I would get my money back,” she says.

The Wire sent detailed questionnaires to both companies asking for their comments on the pre-investigation and subsequent FIR. Both companies, however, refused to respond despite repeated emails and phone calls to their officials as well as Adfactors PR, the agency handling their public relations portfolio.

The modus operandi
ICICI and ICICI Prudential officials in the state allegedly used their large database of account holders in rural areas to target unsuspecting consumers, especially farmers, labourers and senior citizens.

Typically, the officials asked the consumers – who would either want to deposit money or seek loans – to put a part of their money/loan into a fixed deposit (FD). They would then make the applicants sign policy documents written in English, claiming they were for an FD. Since most of their customers couldn’t read or write English, they would have no idea about the product they were signing up for.

Manohar Das Vaishnav, who trusted the bank with his retirement money, was shocked when he learnt he had been sold an insurance plan which required him to pay a premium of Rs 1,00,000 every year.

“I got Rs 4,00,000 as gratuity from my employer on retirement. The money was deposited in the ICICI branch in Fatehnagar Udaipur. They got me to sign a form written in English saying it was for a fixed deposit. But they withdrew Rs 1,00,000 from my account and put it in an insurance plan,” says Vaishnav (63), a retired employee of Tilam Sangh, a state run oil company.

The SOG investigation found several irregularities by bank officials – faking age (lowered) and annual income (increased) of applicants, making calls to ICICI call centres posing as the consumer to establish consent, faking witnesses and not cooperating with the police.

“So far, our investigation has revealed fraud and serious violation of IRDAI guidelines. The bank and the insurance authorities also did not cooperate with the investigation and tried to mislead us. The scale of this fraud is massive,” Mahaveer Singh Ranawat, additional SP (SOG) who conducted the preliminary investigation, told The Wire.

The pre-probe established the connivance of officials from ICICI bank, and ICICI Prudential Insurance company.

ICICI Bank and ICICI Prudential Life Insurance officials are under the scanner for violating norms and not getting informed consent. Credit: Reuters
“The complainant got a loan under his Kisan Credit Card from the bank. The bank manager and some officials issued him an insurance policy, with a recurring annual premium of Rs 50,000, out of the loan amount.  The victim was told it was a fixed deposit and made to sign policy documents in English, fraudulently,” the SOG’s investigation report, accessed by The Wire, reads.

“IRDAI norms require the consumer’s signature on the benefit illustration document, which was not done. The applicant’s educational qualification and annual income were falsely increased (to meet eligibility criteria). The applicant says his signature was forged on form 61 (required for premium over Rs 50,000).

Balchandani, the ex-employee who blew the whistle on the fraud, says most insurance companies resorted to similar ploys to meet their targets.

“The fraud was in connivance with ICICI bank and ICICI Prudential. While I was an employee, I informed the senior management about these unethical practices. [However], they started harassing me and pressurised me to leave the company,” says Balchandani.

“I left the company after serving my two-month notice period. Then I started my consulting firm where we raised issues of such poor farmers, widows, BPL members, students etc with the RBI, IRDAI, the Serious Fraud Investigation Office, finance ministry and the Prime Minister’s Office,” he adds.

After leaving ICICI, Balchnadani claims to have helped 400 people get their money back from “almost all insurance companies”.

“However, more than 250 clients were just from ICICI. I believe the level of this fraud is institutional. They have branches in rural areas and had access to database of illiterate people who trusted the bank, which the bank used for their own benefit and target completion,” he alleges.

ICICI’s response
While ICICI Prudential officials did not answer any queries raised by The Wire over email, some officials met this correspondent privately on December 13.

During the meeting, Rajiv Adhikari, the vice president of corporate communication and investor relations, ICICI Prudential, claimed that the company had returned the money to some of the complainants whose names came up during the SOG’s pre-investigation.

The bank has claimed that it has returned the money to the complainants and also alleges that the whistleblower employee helped in duping the customers. Credit: Reuters
However, the police doesn’t accept these claims. SOG additional SP Mahaveer Singh Ranawat maintains that ICICI and ICICI Prudential officials did not cooperate at all with the investigation. He re-affirmed his stance when The Wire contacted him to ask about the company’s version.

“They might have given the money back to not just three but 30 victims. They did that out of fear of the police. But does that mean there was no fraud? Tomorrow if someone steals money from you and then returns it, would it not be theft?” Ranawat said.

Whistleblower targeted
ICICI Prudential officials also accused Balchandani, the ex-employee and whistleblower, of misappropriating money from some clients. Adhikari said the company had filed an FIR against Balchandani, who had to spend a month in judicial custody.

“Yes there was a case against him filed by the company but all I know is it’s in the trial stage now. Whatever the outcome of that, it does not absolve the company and its officials from the crime they committed,” Ranawat told The Wire.

On April 1, 2016, Saini, associate regional manager, filed an FIR against Balchandani at Udaipur’s Bhupalpura police station for harming the company, duping consumers, stealing sensitive data and causing financial loss. However, on April 30, 2016, the police presented a closure report in the court based on the fact that it had not found any wrongdoing on Balchandani’s part.

“The complainant alleged that the respondent (Balchandani) stole sensitive company data but couldn’t present any evidence proving it…the respondent helped those consumers get their money back who approached him after the company failed to help them…(Balchandani) did not profit from the company, nor did the company suffer from any illegal harm…had he duped any consumer, they would have surely complained against him…the investigation clearly establishes that consumers reached out to him because the company did not inform them of the risks and benefits of the policies, nor of the rules regarding getting their money back,” the final report, submitted by investigating officer Himmat Singh in the court, read.

Balchandani claims the case was later re-opened without the standard operating procedure in May or June last year and he was taken into custody on September 26, 2016, just a day before the high court was to begin hearing the PIL filed by him, and consequently, he could not appear in the court.

“After the closure report, the ICICI group again approached me in May 2016 and a meeting was held in Hotel Radisson on June 8 and subsequently on July 5 wherein again I was requested (not threatened this time) to not escalate the cases to regulatory authorities and was promised an appreciation letter for my services and appropriate help by the ICICI group in getting certain approvals from IRDA in setting up of a consumer advocacy group for helping clients affected by misselling of insurance products. However they later refused any appreciation letter or anything else in writing,” Balchandani told The Wire.

“By this time we had realised that our complaints are falling on deaf ears and only the cases highlighted by us were being resolved and the company took no action against their employees to stop such corrupt practices. So I filed a public interest litigation in Rajasthan high court on September 21, 2016, which was listed to be heard for admission on September 27. But I was taken into custody just one day before my scheduled court appearance,” he claims.

(Source: The Wire)